Commonly Asked Questions.

Stringer – Chidester – Lowdermilk Independent Insurance Agencies is happy to answer any questions you have. 

We have been in the industry for over 60 years and have the knowledge and expertise to advise you no matter the situation.

We’ve listed some common questions that we get, but if you have any additional questions please reach out to us. 

SCLII Agencies has markets for any need.

We have coverage options for Home, Auto, Commercial Auto, Business, Rental Properties, Life Insurance, and much more. 


SCLII has established partnerships with numerous carriers to provide you with quotes.

Our standard procedure involves obtaining the necessary information from you and then utilizing our expertise to locate the most suitable coverage within your specified budget.

Typically, we will send your quote via email or present it to you on the same day. However, it may take up to 24 hours or more depending on your unique circumstances.

To provide you with an accurate insurance quote, we need certain information from you. The type of quote you request will determine what information we require. However, in all cases, we will need your full name, address, date of birth, and social security number.

We take the confidentiality of our clients’ information very seriously. Therefore, all our systems are protected by end-to-end encryption and secured in offsite servers. Your data is never shared beyond SCLII, and we only use it to qualify you for the requested coverage.

Please review our privacy policy for information on how we collect, use, and share your browsing data.

“Full Coverage” is often used to refer to two coverages on an auto insurance policy: Comprehensive and Collision coverage. These coverages provide protection for your vehicle in the event of an accident, theft, or hail damage.

On the other hand, “Liability Only” indicates that you only want the state-required liability coverage, which pays for bodily injury and property damage to other parties.

In addition to these basic coverages, there are many other options available to customize your auto policy. We encourage you to contact one of our agents to review your policy and discuss any additional coverages that might benefit you.

YES! Life insurance is crucial for everyone. It offers protection to your family in case of any unfortunate events. We provide various types of life insurance policies to safeguard you in every stage of life.

There are various types of insurance policies that come with deductibles. A deductible is an expense that you must pay out of your own pocket before your insurance coverage starts covering your claims.

When choosing your deductible, keep in mind that selecting a higher amount will lead to a lower insurance premium, while selecting a lower amount will result in a higher insurance premium.

There are numerous reasons to select Stringer – Chidester – Lowdermilk Independent Insurance Agencies. To mention just a few,

– We have been Independent for YOU since 1956

– Our agents are proficient in the constantly changing insurance industry.

– We are committed to delivering professional services to our clients.